On-Line Fraud and Crime: Are Consumers Safe? Hearing Before the Committee on Energy and Commerce, U.S. House of Representatives

Witnesses: Scott Charney, Principal, Digital Risk Mgmt. & Forensics, PricewaterhouseCoopers; Susan Grant, Dir. of the Internet Fraud Watch, Nat. Consumers League; Eileen Harrington, Assoc.

Dir. of Marketing Practices, Bureau of Competition, Fed. Trade Comm.

(FTC); Thomas T. Kubic, Deputy Assist.

Dir., Criminal Div., FBI; Mark MacCarthy, Sr. V.P., Public Policy, Visa U.S.A.

Inc.; Bruce Swartz, Deputy Assist. Attorney General, Criminal Div., U.S.

Dept. of Justice; & Bruce A.

Townsend, Special Agent in Charge, Financial Crimes Div., U.S.

Secret Service.

Material submitted for the record by: Vincent Sollitto, V.P., Corporate Communications, PayPal, letter dated June 29, 2001, enclosing response for the record.